Reclaim bank charges & reclaim credit card charges

Bank-Smart may be able to claim back up to the last six years for your bank & other charges.

The highest single claim settled to date exceeds £17,000.

The Bank-Smart average claim is currently £1,680.

Apart from signing the required documents there is little for you to do, Bank-Smart will professionally manage your claim(s) on your behalf.

Bank-Smart are regulated by the Ministry of Justice in respect of regulated claims management activities, authorisation code CRM4036.

Penalty charges are charges levied to a customer's account when they have gone over their agreed limits; however these charges are often excessive and do not reflect the true costs incurred by the bank or credit card company.

To register with Bank-Smart, please click here.

Bank-Smart may be to reclaim your bank charges and reclaim your credit card charges.

Could I reclaim my bank charges and reclaim my credit card charges myself?
You can reclaim charges yourself. However, many people don't have the time or the will to deal with financial services institutions and their official complaints procedures. At Bank-Smart we have a quick, efficient and highly successful method to help recover bank charges and recover credit card charges for our clients.

How long will it take to recover my penalty charges?
The entire process to refund bank charges, refund credit card charges, and refund other charges generally takes only a few months, sometimes a lot less, however the banks are continually attempting to delay claims and will often introduce further steps to delay as long as possible. We cannot guarantee the time period a claim will take as it can differ greatly from case to case. Timescales are as a guide only. You can rest assured that Bank-Smart will do everything in its power to reach a speedy settlement to your claim.

For more information on how you may be able to recover your bank charges or recover your credit card charges, please click here.